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volatility of growth and profitability are bank-size dependent, and (iii) the relationship between growth and profitability of a … bank. Using a dynamic panel model estimated by GMM for a mixed sample of more than 1500 banks from 65 countries, we find no … evidence of persistence in bank growth. However, our findings suggest significant persistence in bank profitability. Moreover …
Persistent link: https://www.econbiz.de/10003883061
This paper analyzes the implications of the gradual rise in bank concentration since the 1990s for the transmission of … the level of local bank concentration and bank capitalization. I find that banks operating in high-concentration markets … in local deposit and loan markets, along with bank capital requirements, lead to frictions on the pass-through to the …
Persistent link: https://www.econbiz.de/10014251891
financing, especially long-term lending. -- small and medium enterprises, bank finance, financial constraints, banking market …
Persistent link: https://www.econbiz.de/10003850504
We analyze gender discrimination in entrepreneurship finance. Access to finance is crucial for entrepreneurial success, yet constraints for women are particularly pronounced. We structurally unpack whether loan officers evaluate business ideas and implementation constraints differently for male...
Persistent link: https://www.econbiz.de/10014388597
We analyze gender bias in entrepreneurship finance. Access to finance is crucial for entrepreneurial success, yet women are particularly constrained. We structurally unpack whether loan officers evaluate business ideas and implementation constraints differently for male and female entrepreneurs,...
Persistent link: https://www.econbiz.de/10014578559
This paper presents a micro data approach to the identification of credit crunches. Using a survey among German firms which regularly queries the firms' assessment of the current willingness of banks to extend credit we estimate the probability of a restrictive credit supply policy by time...
Persistent link: https://www.econbiz.de/10008653413
We demonstrate that the impact of increases in uncertainty on bank credit conditions depends on the level of … for recessionary periods. To provide an interpretation, we build and calibrate a stylized model in which bank lending is …
Persistent link: https://www.econbiz.de/10012391363
Using a panel data approach with bank-fixed effects, we study the impact of Targeted Longer-Term Refinancing Operations …
Persistent link: https://www.econbiz.de/10014533785
motivators that derive their value from such social concerns. Panel data from the call center of a large international bank allow …
Persistent link: https://www.econbiz.de/10003850510
the public, long-term systemic risk among banks tends to increase. From the dynamic perspective, bank penalties represent … long-term. In this respect, bank penalties resemble still waters that run deep. In contrast, a settlement with regulatory …
Persistent link: https://www.econbiz.de/10012697108