Motivated by the world-wide surge of FinTech lending, we analyze the implications of lenders' information technology …

with similar characteristics) through a FinTech app. First, users who spend more than their peers reduce their spending …

We study the impact fintech startups have on the performance and the default risk of traditional financial institutions …. We find a positive relationship between fintech startup formations and incumbent institutions' performance for the period … fintech startup formations and the default risk of traditional financial institutions. Fintech startup formations decreases …

The increasing pervasiveness of technology-driven firms that offer banking services has led to a growing pressure on … the fintech and that banks most often cooperate with fintechs providing payment services. … banks to form alliances with fintechs. Furthermore, we analyze whether such bank-fintech alliances affect the market …

. Epidemic exposure is associated with an increase in remote-access (online/mobile) banking and substitution from bank branch …

We study the importance of information technology (IT) in banking for entrepreneurship. Guided by a parsimonious model …

This article analyzes how the General Data Protection Regulation (GDPR) has affected the privacy practices of FinTech …

purpose of reinventing financial technology (fintech). We find that countries witness more fintech startup formations when the … lower the number of fintech startups in a country. Overall, the evidence suggests that fintech startup formation need not be …