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State investment in higher education : effects on human capital formation, student debt, and long-term financial outcomes of students
Chakrabarti, Rajashri; Gorton, Nicole; Lovenheim, Michael F. - 2020
and scholars that the declines in state support have reduced the return to education investment for public sector students … four-year students, and we analyze individuals into their mid-30s. For four-year students, we find that state appropriation … adverse debt outcomes, and these students experience substantial increases in their credit score and in the affluence of the …
Persistent link: https://www.econbiz.de/10012294613
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How does for-profit college attendance affect student loans, defaults and labor market outcomes?
Armona, Luis; Chakrabarti, Rajashri; Lovenheim, Michael F. - 2019
For-profit providers are becoming an increasingly important fixture of US higher education markets. Students who attend … than students attending similarly-selective public schools. Because for-profits tend to serve students from more …. The first-stage estimates show that students are much more likely to enroll in a for-profit institution for a given labor …
Persistent link: https://www.econbiz.de/10011987067
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An economist's perspective on student loans in the United States
Dynarski, Susan M. - 2015
In this paper, I provide an economic perspective on policy issues related to student debt in the United States. I lay out the economic rationale for government provision of student loans, summarize time trends in student borrowing, describe the US loan market, then turn to topics central to the...
Persistent link: https://www.econbiz.de/10011375677
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Debt moratoria : evidence from student loan forbearance
Dinerstein, Michael; Yannelis, Constantine; Chen, Ching-Tse - 2023
We evaluate the effects of the 2020 student debt moratorium that paused payments for student loan borrowers. Using administrative credit panel data, we show that the payment pause led to a sharp drop in student loan payments and delinquencies for borrowers subject to the debt moratorium, as well...
Persistent link: https://www.econbiz.de/10014279793
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Income taxation, tuition subsidies, and choice of occupation : implications for production efficiency
Bjertnæs, Geir Haakon (contributor) - 2005
The desirability for production efficiency is re-examined in this study, where agents choose occupation based on lifetime income net of tuition costs. Efficient revenue raising implies that the government should trade off efficiency in production for efficiency in intertemporal consumption, as...
Persistent link: https://www.econbiz.de/10003299176
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Earnings information and public preferences for university tuition : evidence from representative experiments
Lergetporer, Philipp; Woessmann, Ludger - 2021
Higher education finance depends on the public’s preferences for charging tuition, which may be partly based on beliefs about the university earnings premium. To test whether public support for tuition depends on earnings information, we devise survey experiments in representative samples of...
Persistent link: https://www.econbiz.de/10012533895
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The effects of financial aid on graduation and labor market outcomes : new evidence from matched education-labor data
Rattini, Veronica - 2022
effect of aid generosity on college performance and labor market outcomes. The results show that students with a higher cost …
Persistent link: https://www.econbiz.de/10013413435
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The political economics of higher education finance for mobile individuals
Borck, Rainald; Übelmesser, Silke; Wimbersky, Martin - 2012
. Households differ in their financial endowment and their children's ability. Non-students are immobile. Students decide where to … rates, but the larger are the numbers of exchange students. -- voting ; higher education ; financing scheme ; mobility …
Persistent link: https://www.econbiz.de/10009571122
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Does distance matter? : tuition fees and enrollment of first-year students at German public universities
Bruckmeier, Kerstin; Fischer, Georg-Benedikt; Wigger, … - 2013
the effects of tuition fees on university enrollment of first-year students at German public universities. Our study … gender differences in enrollment behavior. Enrollment numbers of female students at universities that are located far away … of male students. …
Persistent link: https://www.econbiz.de/10009748365
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The importance of financial resources for student loan repayment
Lochner, Lance; Stinebrickner, Todd R.; Suleymanoglu, Utku - 2013
Government student loan programs must balance the need to enforce repayment among borrowers who can afford to make their payments with some form of forgiveness or repayment assistance for those who cannot. Using unique survey and administrative data from the Canada Student Loan Program, we show...
Persistent link: https://www.econbiz.de/10010223069