Torre, Augusto de la; Martínez Pería, María Soledad; … - 2009
more willing to lend to SMEs. In this paper, we directly ask banks (the main providers of SME external finance) what …Small and medium enterprises (SMEs) are important for employment and economic activity; however, they are perceived to … foster SME lending and attention has focused on improving the institutional environment, such that the financial system is …