that considers both diagnostic uncertainty of sellers and the effects of insurance coverage of consumers in a unified … uncertainty decreases the rate of efficient service provision and leads to less trade. In theory, insurance also decreases the … net effect on welfare. In the experiment, the net effect of insurance coverage on efficiency turns out to be positive. We …

Through changing the connection between insurance and employment, the Affordable Care Act (ACA) has affected people … fields that would facilitate employment in low-insurance industries. Our results are robust to controlling for confounders …

' propensity to be in the armed forces and to have military health insurance. We use a difference-in-difference (DD) approach … young adults have military health insurance. We also find that the ACA induced young adults to drop military health … insurance even while they remained on active duty. …

mental health care do not receive any treatment, mostly due to the inability to pay for care or lack of health insurance … coverage. How does a sudden change in health insurance coverage status affect psychological well-being and mental health? We … explore this question using age-based health insurance coverage policies in the United States as natural experiments. We …

This paper studies the design of health insurance with ex post moral hazard, when there is imperfect competition in the … are considered. The insurance contract specifies two types of copayments: an ad valorem coinsurance rate and a specific …

This paper investigates the impact of the Affordable Care Act’s (ACA’s) dependent coverage mandate on health insurance … the discontinuity in health insurance coverage rates at age 26, the new dependent coverage age cutoff enforced by the ACA … insurance coverage once they turn 26. This effect is mainly driven by those who lose their private health insurance plan …

We conduct a stated-choice experiment where respondents are asked to rate various insurance products aimed to protect … equilibrium for long-term care insurance using the framework developped by Einav et al. (2010). We investigate in turn causes for … the low observed take-up of long-term care insurance in Canada despite substantial residual out-of-pocket financial risk …

countries, the social security system insures firms against their workers' sickness absences. However, this insurance may create … change that took place in Austria in 2000. In September 2000, an insurance fund that refunded firms for the costs of their … insurance …

This paper introduces a new rationale for the existence of "Directors' and Officers'" (D&O) insurance. We use a model …-term increases in stock prices that do not maximize long run stock market value. We show that D&O insurance provides a convenient … in capital markets. The empirical results support the idea that both the insurance coverage and the premium are higher in …