individuals respond to tax subsidy for long-term savings. We utilize the 2013 tax reform that lowered the price subsidy for long …-term savings in order to obtain causal identification. Our difference-in-difference analysis illustrates that there is a …

were interviewed to assess their knowledge about pensions and financial issues and about their own savings and personal …

How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … these letters on the behavior of individuals. We find an increase in tax-deductible private retirement savings and provide … evidence that this is not due to a crowding-out of other forms of savings. We also show that labor earnings, i.e. the most …

In recent years, the study of how individuals respond to policies that aim at promoting pension savings has emerged as … contributions to tax-favoured pension savings accounts on a population of self-employed individuals. I exploit a unique total data … consumer theory. -- income taxation ; fringe benefits ; individual pension savings ; self-employment …

impact of survival on the return of their savings. We also claim that because of its non-monetary form, effort is not … of annuitized savings is desirable for both types. This tax is higher for the low-survival individual. Under asymmetric …

Aging societies will have to rely increasingly on private savings to finance retirement. The natural savings vehicles …