Traditionally banks have used securitization for expanding credit and thus their profitability. It has been well …-rated tranche. This paper builds a simple model of securitization that accounts for the above retention strategies. Banks in the … documented that, at least before the 2008 crisis, many banks were keeping a high proportion of the securities that they created …

Shocks to bank lending, risk-taking and securitization activities that are orthogonal to real economy and monetary … type of shock. Expansionary securitization shocks lead to a permanent rise in real GDP and a fall in inflation. Bank … using a model of bank risk-taking and securitization. …

regulation on the probability of a crisis. We test this relationship by applying a Probit model of a non-linear specification to …: it rises as regulation stringency moves from low to medium levels and falls from medium to high levels. Countries located …

public finances. Regimes for restructuring and restoring banks financed by bank levies and fiscal backstops seek to reduce … bank. For the banks affected most by the levy, we find evidence of fewer loans, higher lending rates, and lower deposit …Bank distress can have severe negative consequences for the stability of the financial system, the real economy, and …

Switzerland. For identification, we compare changes in the behavior of banks that had different fractions of their central bank …We analyze the effect of negative monetary policy rates on banks, using detailed supervisory information from … reserves exempt from negative rates. More affected banks reduce costly reserves and bond financing while maintaining non …

Insufficient capital buffers of banks have been identified as one main cause for the large systemic effects of the … of increased bank capital in terms of reduced loans could be substantial, there are good reasons to believe that the … between the capitalization of the banking sector and bank loans using panel cointegration models. We study the evolution of …

international policy externality on foreign lenders of domestic banks, there will be an undersupply of such regulation. This may …Limited liability and asymmetric information between an investment bank and its lenders provide an incentive for a bank … imposed solvency constraints on banks. However, these constraints may not survive in systems competition, as systems …

credit constraints on firm-level innovation. We find that access to bank credit helps firms to adopt existing products and … acquiring external know-how. We find no evidence that bank credit also stimulates firm innovation through in-house R&D. This … suggests that banks can facilitate the diffusion of technologies within developing countries but that their role in pushing the …

This paper examines the bank lending channel of monetary transmission in Malaysia, a country with a dual banking system … including both Islamic and conventional banks, over the period 1994:01-2015:06. A two-regime threshold vector autoregression … (TVAR) model is estimated to take into account possible nonlinearities in the relationship between bank lending and monetary …