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theoretical model that identifies primary drivers for individual demand for treatment insurance. The third step is to analyse a … public waiting lists affect the demand for privately bought insurance, while employer-provided insurance does not seem to be … important determinant of insurance demand. …
Persistent link: https://www.econbiz.de/10003965860
demand. In this paper, we develop and apply a finite mixture bivariate probit model to analyze whether there are …
Persistent link: https://www.econbiz.de/10010212657
This paper studies the design of health insurance with ex post moral hazard, when there is imperfect competition in the market for the medical product. Various scenarios, such as monopoly pricing, price negotiation or horizontal differentiation are considered. The insurance contract specifies...
Persistent link: https://www.econbiz.de/10010488123
This paper studies a market for a medical product in which there is perfect competition among health insurers, while the good is sold by a monopolist. Individuals differ in their severity of illness and there is ex post moral hazard. We consider two regimes: one in which insurers use coinsurance...
Persistent link: https://www.econbiz.de/10012581345
How do patient and provider incentives affect mode and cost of long-term care? Our analysis of 1 million nursing home stays yields three main insights. First, Medicaid-covered residents prolong their stays instead of transitioning to community-based care due to limited cost-sharing. Second,...
Persistent link: https://www.econbiz.de/10011936271
This paper studies the propensities of the U.S. population to seek a full dose of vaccinations against the COVID-19 pandemic. Beyond the consideration of vaccine dissemination at the disaggregated or the local level, the main focus of this study is on determining whether a lack of health...
Persistent link: https://www.econbiz.de/10013482631
We study the design of nonlinear reimbursement rules for expenses on secondary preventive and on therapeutic care. With some probability individuals are healthy and do not need any therapeutic health care. Otherwise they become ill and the severity of their disease is realized and identifies...
Persistent link: https://www.econbiz.de/10014564317
the surprise 2016 election of Trump to identify the effects of a shift in political power on one of the most consequential …
Persistent link: https://www.econbiz.de/10012745243
While still far from parity, female representation in politics has continuously increased over the last two decades worldwide. In light of this development, we analyze whether higher female representation has substantive effects on policy choices using the example of child care - a public good...
Persistent link: https://www.econbiz.de/10012157910
We study the demand for actuarially fair Long Term Care (LTC hereafter) insurance in a setting where autonomous agents …
Persistent link: https://www.econbiz.de/10012156711