crisis. The paper recommends obligatory priv ate savings at a variable rate where the time path of the savings rate is chosen …

were interviewed to assess their knowledge about pensions and financial issues and about their own savings and personal …

study how cash in hand influences decisions in a different but very important domain: savings. Savings accounts are a … promising tool for reducing poverty, but the use of savings accounts is often puzzlingly low. Holding on to cash that needs to … be physically deposited into a savings account may increase the psychological costs of saving. This study experimentally …

How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … these letters on the behavior of individuals. We find an increase in tax-deductible private retirement savings and provide … evidence that this is not due to a crowding-out of other forms of savings. We also show that labor earnings, i.e. the most …

savings and insurance, may vary significantly by whether one receives care at home or in a nursing home. In this paper, we … savings and insurance valuation. The estimated marginal utility differences imply a significant increase in the incentives to …

function change. Increasing prudence alone will induce higher savings only if, for certain combinations of the interest rate …

This paper reviews the economic effects of the EU Savings Taxation Directive. The Directive aims at enabling taxation … savings. However, this result has to be interpreted with caution since the available data is scarce and not always conclusive …. -- savings taxation ; withholding tax ; information exchange ; European Union …