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Where to look for the morals in markets?
Sutter, Matthias; Huber, Jürgen; Kirchler, Michael; … - 2016
Markets are ubiquitous in our daily life and, despite many imperfections, they are a great source of human welfare. Nevertheless, there is a heated recent debate on whether markets erode social responsibility and moral behavior. In fact, competitive pressure on markets may create strong...
Persistent link: https://www.econbiz.de/10011515418
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Coinsurance vs. copayments : reimbursement rules for a monopolistic medical product with competitive health Iinsurers
Cremer, Helmuth; Lozachmeur, Jean-Marie - 2021
This paper studies a market for a medical product in which there is perfect competition among health insurers, while …
Persistent link: https://www.econbiz.de/10012581345
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Transferable ageing provisions in individual health insurance contracts
Baumann, Florian; Meier, Volker; Werding, Martin - 2004
We consider lifetime health insurance contracts in which ageing provisions are used to smooth the premium profile. The stock of capital accumulated for each individual can be split into two parts: a premium insurance and an annuitised life insurance, where the latter would be transferable...
Persistent link: https://www.econbiz.de/10011404278
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The limits to moral erosion in markets : social norms and the replacement excuse
Bartling, Björn; Özdemir, Yagiz - 2017
This paper studies the impact of a key feature of competitive markets on moral behavior: the possibility that a competitor will step in and conclude the deal if a conscientious market actor forgoes a profitable business opportunity for ethical reasons. We study experimentally whether people...
Persistent link: https://www.econbiz.de/10011735983
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A simple model of health insurance competition
Kemnitz, Alexander - 2010
This paper investigates competition between health insurance companies under different financing regulations. We … consider two alternatives advanced in recent German health care reform discussions: competition by contribution rates (health … contributions) and by fees (health premia). We find that contribution rate competition yields lower company profits and higher …
Persistent link: https://www.econbiz.de/10008698408
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Transparency and policy competition : experimental evidence from German citizens and politicians
Blesse, Sebastian; Lergetporer, Philipp; Nover, Justus; … - 2023
A lack of transparency about policy performance can pose a major obstacle to welfare-enhancing policy competition …
Persistent link: https://www.econbiz.de/10013555713
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Can cross-border pollution reduce pollution?
Hatzipanayotou, Panos; Lahiri, Sajal; Michael, Michael S. - 2000
We develop a North-South model of foreign aid and cross-border pollution resulting from production activities in the recipient country. There is both private and public abatement of pollution, the latter being financed through emissions tax revenue and foreign aid. We characterise a Nash...
Persistent link: https://www.econbiz.de/10009781641
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Business strategy and firm reorganization under changing market conditions
Ghosal, Vivek - 2009
this paper is an observation-based analysis conducted by visiting selected paper mills in Finland, the U.S., Germany and …
Persistent link: https://www.econbiz.de/10003850304
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Nonlinear reimbursement rules for preventive and curative medical care
Cremer, Helmuth; Lozachmeur, Jean-Marie - 2024
We study the design of nonlinear reimbursement rules for expenses on secondary preventive and on therapeutic care. With some probability individuals are healthy and do not need any therapeutic health care. Otherwise they become ill and the severity of their disease is realized and identifies...
Persistent link: https://www.econbiz.de/10014564317
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Buying control? : "locus of control" and the uptake of supplementary health insurance
Bonsang, Eric; Costa-Font, Joan; New, Sonja C. de - 2021
. Drawing on longitudinal data from Germany, we find robust evidence that individuals having an internal LOC are more likely to …
Persistent link: https://www.econbiz.de/10012607206