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Pension information and women's awareness
Angelici, Marta; Del Boca, Daniela; Oggero, Noemi; … - 2020
were interviewed to assess their knowledge about pensions and financial issues and about their own savings and personal …
Persistent link: https://www.econbiz.de/10012288024
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Do retirement savings increase in response to information about retirement and expected pensions?
Dolls, Mathias; Doerrenberg, Philipp; Peichl, Andreas; … - 2018
How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … these letters on the behavior of individuals. We find an increase in tax-deductible private retirement savings and provide … evidence that this is not due to a crowding-out of other forms of savings. We also show that labor earnings, i.e. the most …
Persistent link: https://www.econbiz.de/10011782119
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One pillar crumbling, the others too short : old-age provision in Germany
Werding, Martin - 2016
Public pay-as-you-go pensions still form the dominant pillar of old-age provision in Germany. This is in marked contrast to the situation in Anglo-Saxon countries. It has advantages if labour markets are strong, e.g., following a quick recovery from the Great Recession. It has disadvantages, as...
Persistent link: https://www.econbiz.de/10011429583
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Does mandatory saving crowd out voluntary saving? : evidence from a pension reform
Hougaard Jensen, Svend Erik; Olafsson, Sigurdur P.; … - 2022
Recently, mandatory pension contributions in the private sector in Iceland were increased substantially while remaining unchanged in the public sector. This constituted a large natural experiment. We study the effects of this experiment on households’ voluntary saving using administrative...
Persistent link: https://www.econbiz.de/10013440376
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The impact of changes in second pension pillars on public finances in central and Eastern Europe
Égert, Balázs - 2012
This paper studies the impact of recent changes in second pension pillars of three Central and Eastern European Countries. The paper seeks to answer the following questions: i) what is the impact on the sustainability of Poland's pension system of the decrease in the pension contribution going...
Persistent link: https://www.econbiz.de/10009533961
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Taxing pensions
Cremer, Helmuth; Pestieau, Pierre - 2016 - March 2016, revised May 2016
There exists a wide variety of tax treatments of pensions across the world. And the reasons for such a range of regimes are not clear. This note reviews the general principles of pension taxes and analyses the theoretical foundations of why pension incomes ought to be taxed specifically. To do...
Persistent link: https://www.econbiz.de/10011482705
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Why mandate young borrowers to contribute to their retirement accounts?
Andersen, Torben M.; Bhattacharya, Joydeep - 2017
borrowing more that too at a rate higher than offered by pension savings, their life-time utility increases. …
Persistent link: https://www.econbiz.de/10011688004
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Retirement savings in an aging society : a case for innovative government sebt management
Bohn, Henning - 2001
Aging societies will have to rely increasingly on private savings to finance retirement. The natural savings vehicles …
Persistent link: https://www.econbiz.de/10011398905
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Funded and unfunded pension schemes : risk, return and welfare
Miles, David - 2000
This paper uses stochastic simulations on calibrated models to assess the optimal degree of reliance on fun ded pensions and on a particular type of unfunded (PAYG) pension. Surprisingly little is known about the optimal split between funded and unfunded systems when there are sources of...
Persistent link: https://www.econbiz.de/10009781509
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To what extent are public pensions Pareto-improving? : on the interaction of means tested basic income and public pensions
Fenge, Robert; Weizsäcker, Jakob von - 1999
If there is a means tested basic income for old age, households will tend to reduce precautionary savings to an … income types where compulsory savings are found to be Pareto improving only up to a point. Increases in contribution rates … system (with intragenerational fairness) plays a role similar to compulsor y savings in preventing the savings moral hazard …
Persistent link: https://www.econbiz.de/10009781692