Showing 1 - 10 of 462
We examine the effect of personal, two-way communication on the behavior of borrowers, who have fallen behind on their consumer loan payments. While the lender has informed all borrowers about the delinquency through an automatically generated letter, some borrowers also receive a phone call...
Persistent link: https://www.econbiz.de/10011924549
We ask whether epidemic exposure leads to a shift in financial technology usage within and across countries and if so who participates in this shift. We exploit a dataset combining Gallup World Polls and Global Findex surveys for some 250,000 individuals in 140 countries, merging them with...
Persistent link: https://www.econbiz.de/10012597099
financial inclusion in Pune, a large city of India based on a household survey at an identified slum area. Empirical findings of …
Persistent link: https://www.econbiz.de/10011541050
This is the first global study of how institutionally entrenched gender discrimination affects the gender migration gap … derived from a random utility maximization model of migration that accounts for migrants' gender. Instrumental variable … estimates indicate that increasing gender equality in economic or political rights generally deepens the GMG, i.e., it reduces …
Persistent link: https://www.econbiz.de/10013494071
This paper explains both the onset of the financial crisis in 1998 and the striking economic recovery afterwards in Russia and other Former Soviet Union (FSU) economies. Before the crisis banks do not lend to the real sector of the economy and firms use non-bank finance, including trade credits...
Persistent link: https://www.econbiz.de/10011514178
This paper investigates how high school gender composition affects students' participation in STEM at college. Using … Danish administrative data, we exploit idiosyncratic within-school variation in gender composition. We find that having a … larger proportion of female peers reduces women's probability of enrolling in and graduating from STEM programs. Men's STEM …
Persistent link: https://www.econbiz.de/10012064241
sabotage renders the gender quota ineffective in encouraging women to enter tournaments and reversing gender pay gaps. Moreover …, we provide evidence of a severe backlash against women, as they become targets of sabotage under gender quotas …This study experimentally investigates gender quotas in light of peer review. We investigate competitions with and …
Persistent link: https://www.econbiz.de/10011343764
different aspects of gender equality or female empowerment. Whereas the economics of income inequality has been an area of … active academic inquiry, the role of gender equality has largely been ignored. Are there positive spillovers from gender … the affirmative. Specifically, nations with a history of women’s suffrage, greater representation of women in the …
Persistent link: https://www.econbiz.de/10012486672
Gender norms, i.e. the role of men and women in the society, are a fundamental channel through which culture may … this mechanism. We find that in countries that are historically more gender-equal the tax system today is more … redistributive. At the individual level, we find that in more gender equal countries gender differences in redistributive preferences …
Persistent link: https://www.econbiz.de/10012494850
We revisit the prominent finding that women's incomes are disproportionally often observed just below the income of … misreporting accounts for the discontinuity in the distribution of women's relative incomes just below the point where a woman … outearns her partner. This misreporting is best explained by the role of gender norms in individuals' self-portrayals and self-perception. …
Persistent link: https://www.econbiz.de/10011924589