. Epidemic exposure is associated with an increase in remote-access (online/mobile) banking and substitution from bank branch …

banks to form alliances with fintechs. Furthermore, we analyze whether such bank-fintech alliances affect the market … Officer. We evidence that markets react more strongly if digital banks rather than traditional banks announce a bank-fintech … alliance. Finally, we find that alliances are most often characterized by a product-related collaboration between the bank and …

We study the impact fintech startups have on the performance and the default risk of traditional financial institutions …. We find a positive relationship between fintech startup formations and incumbent institutions' performance for the period … fintech startup formations and the default risk of traditional financial institutions. Fintech startup formations decreases …

This article analyzes how the General Data Protection Regulation (GDPR) has affected the privacy practices of FinTech …

letter, some borrowers also receive a phone call from a randomly assigned bank agent. We find that borrowers, who speak with … a bank agent typically for only a few minutes, are significantly more likely to make timely payments and significantly …

purpose of reinventing financial technology (fintech). We find that countries witness more fintech startup formations when the … lower the number of fintech startups in a country. Overall, the evidence suggests that fintech startup formation need not be …

Motivated by the world-wide surge of FinTech lending, we analyze the implications of lenders' information technology … adoption for financial stability. We estimate bank-level intensity of IT adoption before the global financial crisis using a … novel dataset that provides information on hardware used in US commercial bank branches after mapping them to their parent …