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What Explains Low Old-Age Income? Evidence from the Health and Retirement Study
Mitchell, Olivia S.; Clark, Robert L.; Lusardi, Annamaria - National Bureau of Economic Research - 2021
We examine respondents in the Health and Retirement Study (HRS) to observe how their financial situations unfolded as they aged. We focus on low income older adults and follow them over time to identify the factors associated with having low income at baseline and thereafter. We find that (a)...
Persistent link: https://www.econbiz.de/10012510599
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Inflation Expectations and Firm Decisions : New Causal Evidence
Coibion, Olivier - 2018
credit, and reduce their employment and capital. However, when policy rates are constrained by the effective lower bound …, demand effects are stronger, leading firms to raise their prices more and no longer reduce their employment …
Persistent link: https://www.econbiz.de/10012481059
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Decentralized Employment and the Transformation of the American City
Glaeser, Edward L. - 2001
This paper examines the decentralization of employment using zip code data on employment by industry. Most American … cities are decentralized on average less than 16 percent of employment in metropolitan areas is within a three mile radius of … impact employment density which suggests that local government policies significantly influence the location of industry …
Persistent link: https://www.econbiz.de/10012470612
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Older Women’s Labor Market Attachment, Retirement Planning, and Household Debt
Lusardi, Annamaria - 2016
The goal of this paper is to ascertain whether older women's current and anticipated future labor force patterns have changed over time, and if so, to evaluate the factors associated with longer work lives and plans to continue work at older ages. Using data from both the Health and Retirement...
Persistent link: https://www.econbiz.de/10012456073
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Financial literacy and retirement planning : new evidence from the Rand American Life Panel
Lusardi, Annamaria (contributor);  … - 2007
Persistent link: https://www.econbiz.de/10003651403
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The reaction of consumer spending and debt to tax rebates : evidence from consumer credit data
Lusardi, Annamaria (contributor);  … - 2007
Persistent link: https://www.econbiz.de/10003651474
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Planning and financial literacy : how do women fare?
Lusardi, Annamaria (contributor);  … - 2008
"Many older US households have done little or no planning for retirement, and there is a substantial population that seems to undersave for retirement. Of particular concern is the relative position of older women, who are more vulnerable to old-age poverty due to their longer longevity. This...
Persistent link: https://www.econbiz.de/10003651557
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The economics of place-making policies
Glaeser, Edward L. (contributor);  … - 2008
Should the national government undertake policies aimed at strengthening the economies of particular localities or regions? Agglomeration economies and human capital spillovers suggest that such policies could enhance welfare. However, the mere existence of agglomeration externalities does not...
Persistent link: https://www.econbiz.de/10003785750
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Financial literacy and retirement preparedness : evidence and implications for financial education programs
Lusardi, Annamaria (contributor);  … - 2007
Persistent link: https://www.econbiz.de/10003448532
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Baby boomer retirement security : the roles of planning, financial literacy, and Housing wealth
Lusardi, Annamaria (contributor);  … - 2006
Persistent link: https://www.econbiz.de/10003376961