An important question in banking is how strict supervision affects bank lending and in turn local business activity … supervision, bank lending and business activity. We first show that the OTS replacement indeed resulted in stricter supervision of … overcome frictions in bank management, leading to more lending and a reallocation of loans. Consistent with the latter, we find …

return prospects on the long-term investment turn out to be bad. For moderate return risk, equilibria with and without bank … default coexist, and bank default is a self-fulfilling prophecy. Capital and liquidity regulation can prevent bank default and …

previous research on the role of central banks as lenders of last resort in crises and on the real effects of bank lending and …

reporting discretion and enforcement deserve careful consideration. In addition, bank regulation through its interlinkage with …

estimation. The analysis allows to distinguish between rents that accrue due to single bank lending, rents that accrue due to …

During the last years the lending business has come under considerable competitive pressure and bank managers often … are able to explain the financial performance of bank lending activities. The analysis is based on the CFS-data-set that …

We studied information and interaction processes in six lending relationships between a universal bank and medium sized …, bank monitoring is based mainly on cheap, retrospective and internal data. In case of distress, more expensive, prospective … firm's investments might leave the bank in a very strong bargaining position and distort investment incentives. Therefore …