that technological change and the increase in the generosity of health insurance on their own may explain 36% of the rise … in health spending (technology 30% and insurance 6%), while income explains only 4% and other health trends 0.5%. By … in both income and insurance is larger with co-occurring improvements in technology. Technological change, taking the …

-formulate our results in an insurance framework and extend the classical result of Arrow [4] and the more recent one of Ghossoub [24 …

-formulate our results in an insurance framework and extend the classical result of Arrow [4] and the more recent one of Ghossoub. In …

Some Current Insurance Markets Are Troubled by the Presence of Systematic Risk Or by the Inability of the Parties to … Specify the Distribution for Aggregate Loss. Such Circumstances Partly Characterise the Topical "Liability Insurance Crisis … Mutals Appear to Outperform Stock Insurance Companies When There Is Undiversifiable Risk. These Results Represent an …

This Article Investigates the Practice of Experience Rating by Insurance Companies in the Presence of Symmetric … the Insurance Contract. When the Insured Buys Insurance Before Information Is Revealed, He Buys Two Types of Insurance … Second Type of Insurance. However, Information Does Not Always Reduce Welfare. We Show That When the Insured Engages Is …