Similar Search Results

Relationship lending, trust, and SME bank financing in the UK

Degryse, Hans; Matthews, Kent; Zhao, Tianshu - 2021 - (This draft) April 2021

It is well recognized that relationship banking helps to relieve the credit constraints faced by SMEs to access bank finance. Trust is an important part of relationship banking. However, the term trust is nebulous,and relationship banking means different things to different banksand different...

Persistent link: https://www.econbiz.de/10012632147

SME relationship banking and loan contracting : survey-based evidence from China

Lu, Shun; Glushenkova, Marina; Huang, Wei; Matthews, Kent - 2024

This study explores the impact of relationship banking on the financial constraints and loan conditions of small and medium-sized enterprises (SMEs) in China. Our research contributes to the literature in several ways. First, we examine both the financial costs and loan benefits associated with...

Persistent link: https://www.econbiz.de/10014491201

SMEs and access to bank credit : evidence on the regional propagation of the financial crisis in the UK

Degryse, Hans; Matthews, Kent; Zhao, Tianshu - 2015 - Second draft: June 2015

We study the sensitivity of banks' credit supply to small and medium size enterprises (SMEs) in the UK to banks' financial condition before and during the financial crisis. Employing unique data on the geographical location of all bank branches in the UK, we connect firms' access to bank credit...

Persistent link: https://www.econbiz.de/10011455497

SMEs and access to bank credit : evidence on the regional propagation of the financial crisis in the UK

Degryse, Hans; Matthews, Kent; Zhao, Tianshu - 2015 - Second draft: June 2015

Persistent link: https://www.econbiz.de/10011317854

Fiscal sustainability and policy interactions

Bianchi, Francesco; Callegari, Giovanni; Hitaj, Ermal; … - 2024

We build a model to study the interaction between default risk, policy changes, and financial frictions within a … reputations for fiscal stability, modelled as different probabilities of moving to a Default regime. Borrowing costs for the … fiscal authority and firms are affected by the possibility of default. This creates a feedback effect between debt …

Persistent link: https://www.econbiz.de/10015149612

Euro adoption and banks profitability in Central and Eastern Europe

Zając, Jan; Paczos, Wojtek - 2025

We provide new evidence on the effects of adopting a common European currency on banks' profitability in the Central and Eastern Europe (CEE) region. We construct a panel of 1033 bank-year observations across 11 countries between 2006 and 2020. Our results suggest that the effect of the eurozone...

Persistent link: https://www.econbiz.de/10015423855

Neither true-friend nor fairweather friend : relationship banking and SME borrowing under Covid-19

Zhao, Tianshu; Matthews, Kent; Munday, Max - 2021 - (Draft) October 5 2021

A growing literature addresses the costs and benefits associated with relationship banking, particularly for smaller firms, but with much of this work focused on normal trading conditions. Covid-19 provides an ideal testbed to explore the resilience of relationship banking. We examine whether...

Persistent link: https://www.econbiz.de/10012632152

Efficiency convergence properties of Indonesian banks 1992 - 2007

Zhang, Tiantian; Matthews, Kent - 2011

This paper examines the convergence properties of cost efficiency for Indonesian banks for the period 1992-2007. It employs the Simar and Wilson’s (2007) two stage semi-parametric double bootstrap DEA procedure to estimate cost efficiency. Using panel data estimation, the paper examines...

Persistent link: https://www.econbiz.de/10008987442

Precautionary liquidity shocks, excess reserves and business cycles

Bratsiotis, George; Theodoridis, Konstantinos - 2020

This paper identifies a precautionary banking liquidity shock via a set of sign, zero and forecast variance restrictions imposed. The shock proxies the reluctance of the banking sector to "lend" to the real economy induced by an exogenous change in financial intermediaries' preference for "high"...

Persistent link: https://www.econbiz.de/10012483779

X-efficiency versus rent seeking in Chinese banks : 1997 - 2006

Matthews, Kent (contributor); Guo, Jianguang (contributor); … - 2008

This study demarcates cost-inefficiency in Chinese banks into X-inefficiency and rent-seeking-inefficiency. A protected banking market not only encourages weak management and X-inefficiency but also public ownership and state directed lending encourages moral hazard and bureaucratic rent...

Persistent link: https://www.econbiz.de/10003785299