We interview 361 European bank CEOs to identify their banks' main competitors. We then provide evidence on the drivers … of bilateral bank competition, construct a novel competition measure at the locality level, and assess how well it … explains variation in firms' credit constraints. We find that banks identify another bank as a main competitor in small …

competition on bank orientation - i.e., the choice of relationship based versus transactional banking. We empirically investigate … the impact of interbank competition on bank branch orientation. We employ a unique data set containing detailed … information on bank-firm relationships. We find that bank branches facing stiff local competition engage considerably more in …

associated with loan terms, we document that longer firm-bank relationships deepen private information often strongly nonlinear … firms, smaller, leveraged, and illiquid banks, at longer firm-bank distances, and during non-COVID times. …