competition on bank orientation - i.e., the choice of relationship based versus transactional banking. We empirically investigate … the impact of interbank competition on bank branch orientation. We employ a unique data set containing detailed … information on bank-firm relationships. We find that bank branches facing stiff local competition engage considerably more in …

to those with information reported only by this bank, borrowers with extra information shared by other banks receive … higher credit card lines. While positive information shared by other banks augments lending of this bank, the effect of … Public Registry has mixed effects on how the bank utilizes internally produced information. Last, information sharing …