We consider it critical that the voice of “main street” lending institutions be considered in the formulation of good supervisory policy.

The largest national banks apparently have turned the corner on asset quality issues, but this improving trend has not yet emerging across the Eighth District.

The demise of the community bank business model has been prognosticated by many, especially with the recent financial crisis. But what do the numbers suggest for the future?

After a large increase in the first quarter of 2011, earnings growth at District banks came to a standstill in the second quarter.

After two straight quarters of slight improvement, profitability at Eighth District banks dipped in fourth quarter 2009.