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Lending methodologies and SMEs access to finance in Ghana : the mediating role of credit reference information

Gyimah, Kofi Nyarko; Akande, Joseph Olorunfemi; … - In: Cogent business & management 9 (2022) 1, pp. 1-22

and SMEs access to credit in Ghana. Ordinary least square regression analysis was used to analyse 1061 questionnaires … referencing plays a role in ensuring that lending methodologies for SMEs access to finance in Ghana is enriched to increase access … can be easily captured from SMEs. This then enhances their creditworthiness for integration into the formal banking system …

Persistent link: https://www.econbiz.de/10014443925

Investment and financing behaviours in the financial crisis : the sustainable implications for SMEs

Huan H. Nguyen; Thanh Phuc Nguyen; Tram Thi Xuan Huong - In: Cogent business & management 9 (2022) 1, pp. 1-21

Despite the driving role of economic growth, SMEs in Vietnam have dealt with many critical constraints relating to … unique dataset of Vietnam's SMEs covering the period of 2008-2016, this research aims to investigate the role of the … financial crisis on financing and investment behaviours of SMEs, which remains scarce in the existing studies. The results find …

Persistent link: https://www.econbiz.de/10014430137

Social media as a promotional tool towards SME's development evidence from the financial industry in a developing economy

Amoah, John; Jibril, Abdul Bashiru - In: Cogent business & management 8 (2021) 1, pp. 1-21

The notable contribution of small and medium enterprises (SMEs) in the development of socio-economics has been very … testimonies of the contributions by SMEs. The primary aim of this paper is to assess the use of social media as a promotional tool … findings of the study are both beneficial to practitioners/owners of SMEs and the social media marketing literature in general …

Persistent link: https://www.econbiz.de/10012659536

The influence of managerial characteristics on external financing preferences in smaller enterprises : the case of Malaysian micro-sized enterprises

Shafie Mohamed Zabri; Kamilah Ahmad; Adonia, Siti Azirah - In: Cogent business & management 8 (2021) 1, pp. 1-23

Previous studies have identified various factors underlying firm financing structure especially in large firms. However, few have attempted to document the reasons for financing preferences among microenterprises in developing countries. Employing a managerial-based theory, this study explores...

Persistent link: https://www.econbiz.de/10012659599

Impact of financial resource building effort on financial resource availability among small and medium enterprises

Owusu, Joseph; Owusu Ansah, Wilberforce; Djan, Kwame Ohene - In: Cogent business & management 8 (2021) 1, pp. 1-13

Despite the growing research on financial resources within the supply chain of SMEs, our understanding of the … explained by the differences in SMEs financial resource building effort. The proposed relationship is tested on a sample of 274 … SMEs owners in Ghana. Structural Equation Modelling is used to test the hypotheses of the study. Findings from the study …

Persistent link: https://www.econbiz.de/10012661242

A unique business model for microfinance institution : the case of Assadaqaat Community Finance (ACF)

Hagawe, Huda Mohammad; Mobarek, Asma; Hanuk, Akmal; … - In: Cogent business & management 10 (2023) 1, pp. 1-22

While access to finance is a key link between economic opportunity and economic outcome, it remains a major barrier for aspiring entrepreneurs. The current research aims to conduct an in-depth case study of Assadaqaat Community Finance (ACF), a unique UK-based community finance institution with...

Persistent link: https://www.econbiz.de/10014457618

The role of growth aspirations in SMME financing decisions

Rathogwa, Belinda; Msimango-Galawe, Jabulile - In: Cogent business & management 10 (2023) 1, pp. 1-27

The literature suggests that growth aspirations positively influence SMME access to finance. However, a knowledge gap remained concerning the role of growth aspirations in SMME financing decisions. This study explored the role of entrepreneurs' growth aspirations in their decision to apply for...

Persistent link: https://www.econbiz.de/10014477194

Role of corporate social responsibility on firm performance in emerging economy : the mediating role of access to finance and business model innovation

Ngo Quang Huan; Le Thanh Tiep - In: Cogent business & management 10 (2023) 2, pp. 1-23

PLS SEM to investigate the data of the SMEs in Vietnam in 2020. The findings of this work indicate an important and … social responsibility results in firm performance: SMEs with improved CSR practices will be better positioned for AF and BMI … this study is to provide the comprehensive CSR practices based on the financial representations of SMEs in the developing …

Persistent link: https://www.econbiz.de/10014503320

Does SME's financing decisions follow pecking order pattern? : the role of financial literacy, risk preference, and home bias in SME financing decisions

Sulistianingsih, Henny; Santi, Fitri - In: Cogent business & management 10 (2023) 1, pp. 1-17

developed to determine the impact of financial literacy, risk preference, and home bias on the financing decisions of SMEs. The … techniques with a sample of 623 SMEs. The results reveal that home bias and risk preference have a negative direct effect on … financing decisions and does not have a significant direct influence on risk preference. Most SMEs have a low level of financial …

Persistent link: https://www.econbiz.de/10014466938