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Access to homebuyer credit and housing satisfaction among households buying affordable apartments in urban Vietnam

Nguyen Tuan Anh; Tran Quang Tuyen; Vu Van Huong; Luu … - In: Cogent economics & finance 7 (2019) 1, pp. 1-17

This study examines the relationship between the access to homebuyer credits and housing satisfaction among those buying affordable apartments, using a sample of 1,000 respondents from our own survey in 2016 in Hanoi, Da Nang and Ho Chi Minh Cities. Our regression analysis reveals the education...

Persistent link: https://www.econbiz.de/10012029682

Does hedonism influence real estate investment decisions? : the moderating role of financial self-efficacy

Sharmila Devi R; Perumandla, Swamy - In: Cogent economics & finance 11 (2023) 1, pp. 1-18

The goal of this paper is to emphasize the importance of prioritizing pleasure and enjoyment in the properties being invested in over financial returns. This research aims to determine the impact of hedonism on an individual's real estate investment decisions, with financial self-efficacy acting...

Persistent link: https://www.econbiz.de/10014500863

Are prices of New dwellings different? : a spectral analysis of UK property vintages

Gray, David - In: Cogent economics & finance 3 (2015) 1, pp. 1-15

The work makes two contributions to the literature on dynamic house prices. First, a house price ripple in cycles from Modern to Older dwellings is revealed and, second, as New housing is shown to have lower volatility than the other two. Using spectral analysis, it is argued that there is a 7...

Persistent link: https://www.econbiz.de/10010492378

Do efficiencies really matter? : analysing the housing finance sector and deriving insights through data envelopment analysis

Gopalkrishnan, Santosh; Mohanty, Shiba Prasad; Jaiwani, … - In: Cogent economics & finance 11 (2023) 2, pp. 1-27

This study aims to assess the efficiency of housing finance companies operating in India by applying Data Envelopment Analysis (DEA). We analyse 26 housing finance companies' efficiency using various key financial indicators. In addition to DEA, we utilised Tobit regression to investigate the...

Persistent link: https://www.econbiz.de/10014500994

Determinants of purchase intention, satisfaction, and risk reduction : the role of knowledge and information search among mortgage buyers

Reddy, N. Srinivasa; Thanigan, Jayanthi - In: Cogent economics & finance 11 (2023) 2, pp. 1-36

As housing demand rose post-COVID-19, new mortgage buyers with distinct preferences are entering the market …. Nevertheless, the mortgage purchasing process can prove intricate and precarious for individuals lacking familiarity. Customers … them to make well-informed decisions during the mortgage buying process. Despite exerting these efforts, customers continue …

Persistent link: https://www.econbiz.de/10014501246

Do US consumer survey data help beat the random walk in forecasting mortgage rates?

Baghestani, Hamid - In: Cogent economics & finance 5 (2017) 1, pp. 1-11

forecasting long-term interest rates. We ask whether consumer survey data on both mortgage interest rates and expected inflation … help beat the random walk in forecasting the 30-year fixed rate mortgage. Using the vector autoregressive (VAR) modeling … framework with the mortgage rate and consumer survey data as variables, we generate the mortgage rate forecasts for 1988 …

Persistent link: https://www.econbiz.de/10011881588

On accuracy of survey forecasts of US mortgage spread

Baghestani, Hamid - In: Cogent economics & finance 6 (2018) 1, pp. 1-10

The cyclical variation behavior of the mortgage spread has motivated some studies to investigate its relationship to … economic activity. Indeed, recent empirical findings indicate that the mortgage spread is a determinant/predictor of economic … activity. We define the mortgage spread as the difference between the 30-year mortgage and 10-year Treasury rates and ask …

Persistent link: https://www.econbiz.de/10011905193

Why APRC is misleading and how it should be reformed

Berlinger, Edina - In: Cogent economics & finance 7 (2019) 1, pp. 1-18

The annual percentage rate of charge (APRC) designed to reflect all costs of borrowing is a widely used measure to compare different credit products. It disregards completely, however, risks of possible future changes in interest and exchange rates. As an unintended consequence of the general...

Persistent link: https://www.econbiz.de/10012023954

Disparity in housing affordability : evidence from a developing city

Thuy Tien Huynh; Thuy, Truong Dang - In: Cogent economics & finance 12 (2024) 1, pp. 1-18

This study addresses critical gaps in the existing literature by investigating housing affordability in developing countries and integrating quality considerations into standard affordability measures. Using survey data from a random sample of 670 households in Ho Chi Minh City, Vietnam, we...

Persistent link: https://www.econbiz.de/10015394363

Affordability of residential house rent market value in Hawassa city

Shitaye, Aschale Mekuria - In: Cogent economics & finance 10 (2022) 1, pp. 1-11

The urban housing situation in Ethiopia is a wide gap between housing demand and actual supply in all urban centers of the country. Generally, the study aims to examine the affordability of residential house rent market value. Specifically, the study aims to assess the characteristics of rental...

Persistent link: https://www.econbiz.de/10013460273