Regulatory Q&A discusses a variety of topics including payday lending, notifications regarding private mortgage insurance (PMI), individual development accounts (IDAs), and other issues.

Regulatory Q&A covering the Truth in Lending Act (TILA), The Truth in Savings Act, and others.

Carol Lewis of the Boston Fed provides lenders and others who track HMDA (Home Mortgage Disclosure Act) with an overview of changes to the Regulation that takes effect in 2003. She reviews the Regulation's expanding coverage, additional data reporting requirements, and definition changes.

In fall 2005, the Board of Governors of the Federal Reserve System published its first study of the new Home Mortgage Disclosure Act (HMDA) interest-rate data. The study included extensive national analyses of mortgage pricing patterns across racial and ethnic groups. The findings confirmed a...

In March, the first data reflecting changes to the Home Mortgage Disclosure Act became available to the public. Anna Afshar summarizes the new data’s features, the intent of the changes, and the limits of interpretation.