This study examines the statistical association of foreclosure sales with social, economic and housing variables measured at the Census tract level for two purposes of interest to foreclosure mitigation practitioners —- to assess whether it is feasible to identify in advance neighborhoods...

This document catalogs and summarizes the basic provisions of licensing and registration policies that govern firms and individuals engaged in mortgage brokering activities in the 50 states and the District of Columbia. The intent is to facilitate further research on mortgage broker regulation...

The State of Minnesota’s Emerging Markets Homeownership Initiative (EMHI) seeks to boost homeownership rates among Minnesota’s “emerging markets,” defined as households of color, non-English speaking households, and households in which English is a second language. Many of the...

Hmong refugees began arriving in significant numbers in the United States in the late 1970s. Compared to typical immigrants, Hmong-Americans came with few financial, labor market, or co-ethnic support factors in favor of their economic success in the United States. Focusing on homeownership as...

There is growing discussion in Indian Country about the benefits of commercial codes. Often referred to as UCCs, they are important tools for enabling and supporting tribal economic and housing development by improving access to commercial and consumer credit. This article lends support to these...