This is the fourth in an annual series of Bureau Data Point articles describing mortgage market activity over time based on data reported under the Home Mortgage Disclosure Act (HMDA). It focuses on mortgage trends from 2018 to 2020, when the new and revised HMDA data became available under the...

The 2015 HMDA Rule required that financial institutions that originated no fewer than 25 closed-end mortgage loans in each of the two preceding years and meet other reporting criteria such as asset and locational tests report their closed-end mortgage activities under HMDA. This “25-loan”...

This Data Point article provides an overview of residential mortgage lending in 2021 based on the data collected under the Home Mortgage Disclosure Act (HMDA). HMDA is a data collection, reporting, and disclosure statute enacted in 1975. HMDA data are used to assist in determining whether...