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This paper investigates whether self-employed households use consumer loans - in particular installment loans and overdrafts - to finance business activities. Controlling for financial and non-financial household variables we show that self-employed households particularly use personal...
Persistent link: https://www.econbiz.de/10013112831
than 10 employees; usually constituting the majority of firms in industrialized economies. Using the German KfW SME panel …
Persistent link: https://www.econbiz.de/10012999259
conditions in the context of other framework conditions for innovation. In Germany, there is a diversity of overall well … firms in our sample are generally positive about public financing of R&D in Germany in 2010. Despite the different funding …
Persistent link: https://www.econbiz.de/10014149210
puzzle. The analysis is based on a large, representative panel data set for Germany, which provides information on asset …
Persistent link: https://www.econbiz.de/10013158383
Finance School. The analysis proposed in this article considers corporate and capital markets reforms in Germany between 1950 …
Persistent link: https://www.econbiz.de/10013005103
This RCT examines the effect of a new style finance training during which participants are given personalized feedback on their financial business outcomes in addition to a “rules-of-thumb” training approach. We compare this to the effects of a “rules-of-thumb” training by itself and to...
Persistent link: https://www.econbiz.de/10012860630
The existential threat to small businesses, based on their crucial role in the economy, is behind the plethora of scholarly studies in 2020, the first year of the COVID-19 pandemic. Examining the 14 contributions of the special issue on the “Economic Effects of the COVID-19 Pandemic on...
Persistent link: https://www.econbiz.de/10013216642
This paper empirically investigates the antecedents of internationalization of SMEs, focusing on differences between the manufacturing and service sectors. Specifically, employing a bivariate probit model based on survey data of approximately 3,900 East German firms, I analyze which firm-related...
Persistent link: https://www.econbiz.de/10014204631
This paper investigates the links between locational conditions, innovative capabilities and internationalization of manufacturing SMEs. Two modes of foreign market servicing are explored: exporting activity and relocating of selected business activities abroad. The empirical analysis employs...
Persistent link: https://www.econbiz.de/10014040337
This study examines the effect of a soft commitment device in the form of a savings goal calendar on savings for small business owners in Kampala, Uganda. We run a randomized controlled trial (RCT) under which the treatment group receives a calendar designed to set savings goals and to make a...
Persistent link: https://www.econbiz.de/10014090283