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of information asymmetries and weak institutions creates scope for such banks to play a growth-promoting role. We present …-2007 government ownership of banks has been robustly associated with higher long run growth rates. Moreover, we show that previous … results suggesting that government ownership of banks is associated with lower long run growth rates are not robust to …
Persistent link: https://www.econbiz.de/10012038667
This RCT examines the effect of a new style finance training during which participants are given personalized feedback …
Persistent link: https://www.econbiz.de/10012110032
We conduct a randomized field experiment to study the effects of two financial education interventions offered to small-scale retailers in Western Uganda. The treatments contrast "active learning" with "traditional lecturing" within standardized lesson-plans. We find that active learning has a...
Persistent link: https://www.econbiz.de/10011884454
Information asymmetries can severely limit cross-border border expansion of banks. When a bank enters a new market, it has incomplete information about potential new clients. Such asymmetries are reduced by credit registers, which distribute financial data on bank clients. We investigate the...
Persistent link: https://www.econbiz.de/10010271370
About two billion people in the world do not own a financial account and there are many more who use financial services only occasionally. In the past, initiatives which address these problems of financial exclusion focused on the supply side of financial markets, in particular by increasing the...
Persistent link: https://www.econbiz.de/10012320280
Most microenterprises barely grow beyond subsistence level, as profitable investments are not realized due to barriers like credit, savings, and managerial constraints. Using panel data, this study identifies subgroups that would benefit by an intervention aiming to alleviate constraints. Two...
Persistent link: https://www.econbiz.de/10012388467
The purpose of this study is to identify whether an innovative company's likelihood of facing financial constraints is different when the company possesses a public procurement contract (PP). Theory suggests that the treatment effects of public procurement, particularly when mediated by the...
Persistent link: https://www.econbiz.de/10013347287
We examine whether the financial strength of companies, in particular, small and medium-sized enterprises (SMEs) is causally linked to the award of a public procurement contract (PP), especially in the environmentally friendly 'green' area (GPP). For this purpose, we build a combined procurement...
Persistent link: https://www.econbiz.de/10012745506
This article investigates the understandings and perceptions of (micro)insurance among low-income people in southern Ghana, using evidence from four focus group discussions. It analyzes how the focus group participants think about various types of insurance - among them a micro life insurance...
Persistent link: https://www.econbiz.de/10010287324
growth found that an exogenous component of financial system development causes economic growth, is a good predictor of … growth and that its growth impact is relatively large. In addition, the empirical literature on banking crises predicts that … their adverse effects on economic growth will rise in the absence of an adequate response by the government. Given these …
Persistent link: https://www.econbiz.de/10010260676