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The Role of Non-Performing Loans for Bank Lending Rates
Bredl, Sebastian - 2019
Against the backdrop of a high stock of non-performing loans (NPLs) in several European countries, this paper investigates the role of NPLs for lending rates charged for newly granted loans in the euro area. More precisely, it looks for an effect that extends beyond losses caused by that stock...
Persistent link: https://www.econbiz.de/10012894494
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Banks' Credit Losses and Lending Dynamics
Raupach, Peter; Memmel, Christoph - 2021
Using detailed data of all German banks, we find that banks which have suffered heavy credit losses reduce their … assumption of constant leverage. Weakly capitalized banks grant fewer new loans than other banks. We control for credit demand …
Persistent link: https://www.econbiz.de/10013313540
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Implications of Bank Regulation for Loan Supply and Bank Stability : A Dynamic Perspective
Bucher, Monika - 2019
will stop credit intermediation …
Persistent link: https://www.econbiz.de/10012897598
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Unconventional Monetary Policy, Bank Lending, and Security Holdings : The Yield-Induced Portfolio Rebalancing Channel
Paludkiewicz, Karol - 2019
specific yield level and shift their investments from the securities to the (higher-yielding) credit portfolio. Making use of …
Persistent link: https://www.econbiz.de/10012898444
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Quantitative Easing, Safe Asset Scarcity and Bank Lending
Tischer, Johannes - 2022
German credit register to show that asset scarcity had real effects: Banks more exposed to asset scarcity increased their … credit supply …
Persistent link: https://www.econbiz.de/10013313459
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Basel III and SME Bank Finance in Germany
Marek, Philipp; Stein, Ingrid - 2022
-based capital regulation significantly affected low capitalized banks. The impact depends on a bank's credit risk model, i …
Persistent link: https://www.econbiz.de/10014238819
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The real effects of bank distress: Evidence from bank bailouts in Germany
Bersch, Johannes; Degryse, Hans; Kick, Thomas; Stein, Ingrid - 2019
How does bank distress impact their customers' probability of default and trade credit availability? We address this … bank-induced increase of firms' probabilities of default. Moreover, bailouts tend to reduce trade credit availability and …
Persistent link: https://www.econbiz.de/10012105937
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The Real Effects of Bank Distress : Evidence from Bank Bailouts in Germany
Bersch, Johannes - 2020
How does bank distress impact their customers' probability of default and trade credit availability? We address this … bank-induced increase of firms' probabilities of default. Moreover, bailouts tend to reduce trade credit availability and …
Persistent link: https://www.econbiz.de/10012847227
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Negative monetary policy rates and systemic banks' risk-taking: Evidence from the euro area securities register
Bubeck, Johannes; Maddaloni, Angela; Peydró, José-Luis - 2020
We show that negative monetary policy rates induce systemic banks to reach-for-yield. For identification, we exploit the introduction of negative deposit rates by the European Central Bank in June 2014 and a novel securities register for the 26 largest euro area banking groups. Banks with more...
Persistent link: https://www.econbiz.de/10012252869
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Does the lack of financial stability impair the transmission of monetary policy?
Acharya, Viral V.; Imbierowicz, Björn; Steffen, Sascha; … - 2019
We investigate the transmission of central bank liquidity to bank deposits and loan spreads in Europe over the period from January 2006 to June 2010. We find evidence consistent with an impaired transmission channel due to bank risk. Central bank liquidity does not translate into lower loan...
Persistent link: https://www.econbiz.de/10012156604