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Bank Competition and Stability : Cross-country Heterogeneity (Revised version of CentER DP 2011-080)
Beck, Thorsten; De Jonghe, Olivier; Schepens, G. - Tilburg University, Center for Economic Research - 2012
systemic fragility, better developed stock exchanges, more generous deposit insurance and more effective systems of credit …
Persistent link: https://www.econbiz.de/10011090475
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Informality and Access to Finance : Evidence from India
Beck, Thorsten; Hoseini, M. - Tilburg University, Center for Economic Research - 2014
This paper gauges the effect of financial deepening and bank outreach on informality using micro data from the Indian manufacturing sector and exploiting cross-industry variation in the need for external finance. We distinguish between two channels through which access to finance can reduce...
Persistent link: https://www.econbiz.de/10011090487
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Securitization and Lending Standards : Evidence from the Wholesale Loan Market
Kara, A.; Marques-Ibanez, D.; Ongena, S. - Tilburg University, Center for Economic Research - 2011
Persistent link: https://www.econbiz.de/10011090501
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Bank Risk-Taking Abroad : Does Home-Country Regulation and Supervision Matter
Ongena, S.; Popov, A.; Udell, G.F. - Tilburg University, Center for Economic Research - 2011
This paper provides the first empirical evidence on how home-country regulation and supervision affects bank risk-tailing in host-country markets. We analyze lending by 136 banks to 8,253 firms in 1,513 different localities across 13 countries. We find strong evidence that laxer regulatory...
Persistent link: https://www.econbiz.de/10011090625
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Big Bad Banks? The Winners and Losers From Bank Deregulation in the United States
Beck, Thorsten; Levine, R.; Levkov, A. - Tilburg University, Center for Economic Research - 2009
We assess the impact of bank deregulation on the distribution of income in the United States. From the 1970s through the 1990s, most states removed restrictions on intrastate branching, which intensified bank competition and improved bank performance. Exploiting the cross-state, cross-time...
Persistent link: https://www.econbiz.de/10011090636
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Corporate Governance, Opaque Bank Activities, and Risk/Return Efficiency : Pre- and Post-Crisis Evidence from Turkey
De Jonghe, Olivier; Disli, M.; Schoors, K. - Tilburg University, Center for Economic Research - 2011
Does better corporate governance unambiguously improve the risk/return efficiency of banks? Or does either a re-orientation of banks' revenue mix towards more opaque products, an economic downturn, or tighter supervision create off-setting or reinforcing effects? The authors relate bank...
Persistent link: https://www.econbiz.de/10011090672
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The Procyclical Effects of Bank Capital Regulation
Repullo, R.; Suarez, J. - Tilburg University, Center for Economic Research - 2010
expansions than in recessions. Yet, these buffers are insufficient to prevent a significant contraction in the supply of credit … its procyclical effects on the supply of credit without compromising banks’ long-run solvency targets. …
Persistent link: https://www.econbiz.de/10011090813
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Foreign Bank Entry and Credit Allocation in Emerging Markets
Degryse, Hans; Havrylchyk, O.; Jurzyk, E.; Kozak, S. - Tilburg University, Center for Economic Research - 2009
We employ a unique data set containing bank-specific information to explore how foreign bank entry determines credit …. The impact of foreign entry on credit allocation may stem from the superior performance of foreign entrants (“performance … with the portfolio composition hypothesis, showing that borrower informational capture determines bank credit allocation. …
Persistent link: https://www.econbiz.de/10011091073
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Who Gets the Credit? And Does it Matter? Household vs Firm Lending Across Countries
Beck, Thorsten; Büyükkarabacak, B.; Rioja, F.; Valev, N. - Tilburg University, Center for Economic Research - 2009
While theory predicts different effects of household credit and enterprise credit on the economy, the empirical … the different effects of these two components on real sector outcomes. We find that: 1) enterprise credit raises economic … growth whereas household credit has no effect; 2) enterprise credit reduces income inequality whereas household credit has no …
Persistent link: https://www.econbiz.de/10011091133
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Bank risk taking and liquidity creation following regulatory interventions and capital support
Berger, A.N.; Bouwman, C.H.S.; Kick, T.; Schaeck, K. - Tilburg University, Center for Economic Research - 2011
During times of bank distress, authorities often engage in regulatory interventions and provide capital support to reduce bank risk taking. An unintended effect of such actions may be a reduction in bank liquidity creation, with possible adverse consequences for the economy as a whole. This...
Persistent link: https://www.econbiz.de/10011091188