Loetscher, Fabienne; Schmid, Christian; Gerfin, Michael - 2024
Health care markets often lack a market force because the presence of health insurance undermines price signals …, Switzerland introduced out-of-pocket price differentiation. As of July 1st 2011, substitutable pharmaceuticals with prices above a … predefined threshold were subject to 20% coinsurance instead of the regular 10% coinsurance rate. Using comprehensive price data …