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Is there too much US consumer debt?
Silk, Julian I. - 1993
Persistent link: https://www.econbiz.de/10000885131
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Household external finance and consumption
Besley, Timothy (contributor); Meads, Neil (contributor);  … - 2008
This paper uses mortgage data to construct a measure of terms on which households access to external finance, and relates it to consumption at both the aggregate and cohort levels. The Household External Finance (HEF) index is based on the spread paid by risky borrowers in the mortgage market....
Persistent link: https://www.econbiz.de/10003770102
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Transparent app design reduces excessive usage time and increases willingness to pay compared to common behavioral design - a framed field experiment
Timko, Christina; Adena, Maja - 2023
, especially in the case of vulnerable users. An app version that adds transparency and offers protection features helps to … transparency and increased consumer protection might not only materialize on the demand side but may also challenge current …
Persistent link: https://www.econbiz.de/10014294136