design to examine its effect on utilization, health, and financial risk arising from out-of-pocket expenditures. Due to the … are price sensitive among the elderly. While I find little impact on mortality and other health outcomes, the results show …

inconsistent results. I develop a nonlinear budget set model of health insurance that allows for the calculation of both sides of … my model by estimating it using data on employer sponsored health insurance from a large firm. Within my empirical … through the tax preference for employer sponsored health insurance and transfers from some agents to other agents through a …

than the less affluent. There is little doubt about the existence of this socio-economic gradient in health, but there … relationships between socio-economic status and health. We describe the approach of testing for the absence of causal channels …, and we repeat their analysis using the full range of data that have become available in the Health and Retirement Study …

. The three key factors determining whether the introduction of a harm reduction method reduces or worsens health harms are …