This paper empirically investigates whether individuals withhold a certain amount of cash for precautionary reasons at … the point-of-sale (POS) in order to be able to cover future transactions that might have to be paid for in cash. Such … being settled in cash declines significantly as the amount of cash available at one’s disposal decreases. This indicates …

Cash transfer and other social protection programs in developing countries have often been accompanied by measures to … Argentina's largest conditional cash-transfer program (with 2.2 million beneficiaries who are the parents of four million … children, 40% of the country's 0-17-year olds). By using their debit card to spend the allowance, rather than withdrawing cash …

We measure consumers’ use of cash by harmonizing payment diary surveys from seven countries: Australia, Austria, Canada …-country differences, for example, the level of cash usage differs across countries. Cash has not disappeared as a payment instrument …, especially for low-value transactions. We also find that the use of cash is strongly correlated with transaction size …