This paper explores the extent to which interest risk exposure is priced in bank margins. Our contribution to the … for earnings from bank-individual maturity transformation strategies, we find all banks to charge additional fees for …

capital for firms worldwide on three particularly export-oriented industry sectors in Germany. Second, the impact of this …

financial institutions. First, we establish that age, gender, and education jointly affect the variability of bank performance …

concerned about being induced to finance bad risk projects when conditions deteriorate. A monopoly bank provides the socially … schlechten Projekte zu finanzieren. Eine monopolistische Bank leistet die sozial-optimale Auswahl guter Risiken, aber die …

German savers are renowned for preferring safe, long-term investments, thus providing patient capital, with bank … depositors are really that patient, abstaining from any type of market discipline, and how the financial crisis might have … changed a well-established habit. Our empirical investigation reveals the existence of market discipline with a high degree of …