over cohorts on the distribution of net wealth we impose the homeownership pattern of the US on Germany and ask: What would …In this empirical paper we analyze the link between homeownership across cohorts and the net wealth distribution. In … the net wealth distribution in Germany look like if German households were distributed across tenure status along cohorts …

and homeownership. Using an instrumental variable strategy, we find a substantial positive impact of language skills on …

Cross-country differences in homeownership rates are large and persistent over time, with homeownership rates ranging … from 40% in Switzerland to 80% in Spain. This paper investigates whether culture is a driving factor of the homeownership … decision, and could thus explain part of the cross-country differences in homeownership rates. To isolate the effect of …