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Household saving behavior and credit constraints in the Euro area
Le Blanc, Julia; Porpiglia, Alessandro; Teppa, Federica; … - 2014
We study the role of household saving behaviour, of individual motives for saving and that of perceived liquidity … constraints in 15 Euro Area countries. The empirical analysis is based on the Household Finance and Consumption Survey, a new … harmonized data set collecting detailed information on wealth holdings, consumption and income at the household level. Since the …
Persistent link: https://www.econbiz.de/10010388544
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Taxation and savings : some life-cycle estimates for Canada
Beach, Charles M. (contributor) - 1985
Persistent link: https://www.econbiz.de/10000660672
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Does consumption decline at retirement? : evidence from repeated cross-section data for Germany
Beznoska, Martin; Steiner, Viktor - 2012
regressions. We also find heterogeneity in retirement effects among birth cohorts, the level of household wealth, and the level of …
Persistent link: https://www.econbiz.de/10009559647
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Leisure and housing consumption after retirement : new evidence on the life-cycle hypothesis
Schreiber, Sven; Beblo, Miriam - 2016
We revisit the alleged retirement consumption puzzle. According to the life-cycle theory, foreseeable income reductions such as those around retirement should not affect consumption. However, we first recall that given higher leisure endowments after retirement, the theory does predict a fall of...
Persistent link: https://www.econbiz.de/10011455042
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UK consumers' habits
Banerjee, Ryan; Batini, Nicoletta - 2003
We follow Fuhrer (2000) in estimating via Maximum Likelihood a log-linear consumption function on UK data. In doing so we consider various habit formation assumptions. We show that a model of purely external habits as in Fuhrer (2000) fits the UK data remarkably well, and possibly in a superior...
Persistent link: https://www.econbiz.de/10011517872
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Housing-consumption channel of mortgage demand
Ahlfeldt, Gabriel M.; Szumilo, Nikodem; Tripathy, Jagdish - 2024
We quantify the housing-consumption channel in mortgage demand according to which households borrow more following house-price increases since housing and non-housing consumption are imperfect substitutes. To identify this channel, we take a structural approach to mortgage demand and supply,...
Persistent link: https://www.econbiz.de/10014633602
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Round-number effects in real estate prices : evidence from Germany
Englmaier, Florian; Roider, Andreas; Schlereth, Lars; … - 2023
Round numbers affect behavior in various domains, e.g., as prominent thresholds or focal points in bargaining. In line with earlier findings, residential real estate transactions in Germany cluster at round-number prices, but there are also interesting (presumably cultural) differences. We...
Persistent link: https://www.econbiz.de/10014495027
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Housing-consumption channel of mortgage demand
Ahlfeldt, Gabriel M.; Szumilo, Nikodem; Tripathy, Jagdish - 2024
Persistent link: https://www.econbiz.de/10015045095
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Household external finance and consumption
Besley, Timothy (contributor); Meads, Neil (contributor);  … - 2008
relates it to consumption at both the aggregate and cohort levels. The Household External Finance (HEF) index is based on the … finance ; terms of access ; household consumption ; birth cohorts ; pseudo panels …
Persistent link: https://www.econbiz.de/10003770102
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Retail globalization and household welfare : evidence from Mexico
Atkin, David; Faber, Benjamin; González-Navarro, Marco - 2015
Persistent link: https://www.econbiz.de/10011296915