harmonized data set collecting detailed information on wealth holdings, consumption and income at the household level. Since the …We study the role of household saving behaviour, of individual motives for saving and that of perceived liquidity … constraints in 15 Euro Area countries. The empirical analysis is based on the Household Finance and Consumption Survey, a new …

net wealth, income, age and housing status distributions for the euro area as a whole and for individual countries, and … document substantial heterogeneity across these dimensions. The median household in the euro area has a positive interest rate … remaining constant. Households in the lower end of the net wealth and income distribution, younger households and mortgagors …

In this empirical paper we analyze the link between homeownership across cohorts and the net wealth distribution. In … over cohorts on the distribution of net wealth we impose the homeownership pattern of the US on Germany and ask: What would … particular we are interested in the effect of the pattern of ownership across cohorts. Given that wealth accumulates over the …