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Stress testing the German mortgage market
Barasinska, Nataliya; Haenle, Philipp; Koban, Anne; … - 2019
This paper presents a framework for estimating losses in the residential real estate mortgage portfolios of German …-trigger hypothesis of mortgage defaults. In order to analyse the possible credit losses stemming from residential mortgage lending we … to 2020 for the whole German banking sector. Our results show that loss rates in the residential mortgage portfolios of …
Persistent link: https://www.econbiz.de/10012012997
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On the economic impacts of mortgage credit expansion policies : evidence from help to buy
Carozzi, Felipe; Hilber, Christian; Yu, Xiaolun - 2020
Persistent link: https://www.econbiz.de/10012196941
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Housing-consumption channel of mortgage demand
Ahlfeldt, Gabriel M.; Szumilo, Nikodem; Tripathy, Jagdish - 2024
We quantify the housing-consumption channel in mortgage demand according to which households borrow more following … a structural approach to mortgage demand and supply, exploiting exogenous variation in house-price growth and a unique … dataset with matched transactionprice and mortgage information. We estimate an elasticity of mortgage borrowing to house …
Persistent link: https://www.econbiz.de/10014633602
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Housing-consumption channel of mortgage demand
Ahlfeldt, Gabriel M.; Szumilo, Nikodem; Tripathy, Jagdish - 2024
Persistent link: https://www.econbiz.de/10015045095
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Judge Dread: court severity, repossession risk and demand in mortgage and housing markets
Montebruno, Piero; Silva, Olmo; Szumilo, Nikodem - 2021
Persistent link: https://www.econbiz.de/10012542170
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Round-number effects in real estate prices : evidence from Germany
Englmaier, Florian; Roider, Andreas; Schlereth, Lars; … - 2023
Round numbers affect behavior in various domains, e.g., as prominent thresholds or focal points in bargaining. In line with earlier findings, residential real estate transactions in Germany cluster at round-number prices, but there are also interesting (presumably cultural) differences. We...
Persistent link: https://www.econbiz.de/10014495027
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Residential property price indexes : spatial coordinates versus neighbourhood dummy variables
Diewert, Walter E.; Shimizu, Chihiro - 2019
Persistent link: https://www.econbiz.de/10012062530
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Spillover effects from new housing supply
González-Pampillón, Nicolás - 2019
Persistent link: https://www.econbiz.de/10012180873
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The German housing market cycle : answers to FAQs
Kajuth, Florian - 2020
This paper analyses the behaviour of prices and supply on the German housing market taking into account the interaction between prices and quantities. A novel price index for residential property prices covering the whole country going back to 1993 is used in a macroeconomic model to estimate...
Persistent link: https://www.econbiz.de/10012197884
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Impact of stay-home orders on the electricity demand of residential buildings : case study of Saudi Arabia
Aldubyan, Mohammad; Krarti, Moncef - 2022
Persistent link: https://www.econbiz.de/10013337923