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In this paper, we study the relationship between intrahousehold bargaining styles, bar-gaining power and individual pension contributions and expected standard of living in retirement, using microdata from the German Panel on Household Finances (PHF) survey. The paper builds on a theoretical...
Persistent link: https://www.econbiz.de/10012697947
How to invest and decumulate wealth during retirement has far-reaching consequences for consumption during retirement. We conduct an online experiment among 2,500 individuals representative of the adult German population. First, we investigate the choice between phased withdrawal plans with...
Persistent link: https://www.econbiz.de/10014311911
undergoing fundamental reforms in many Western countries. Starting with cohort 1937, Germany introduced permanent pension …
Persistent link: https://www.econbiz.de/10010362934
Early retirement options are usually targeted at employees at risk of not reaching their regular retirement age in employment. An important at‐risk group comprises employees who have worked in demanding jobs for many years. This group may be particularly negatively affected by the abolition of...
Persistent link: https://www.econbiz.de/10012671878
subsidization program in Germany. We find that 38% of the aggregate subsidy accrues to the top two deciles of the population, but …
Persistent link: https://www.econbiz.de/10011281656
Since 2002 the German government seeks to stimulate private retirement savings by means of special allowances and tax exemptions - the so-called Riester scheme. We apply matching and panel regression techniques to assess the impact of the Riester scheme on households' propensities to save in a...
Persistent link: https://www.econbiz.de/10003952553
Im langfristigen Zeithorizont der kapitalgedeckten Altersvorsorge kommt Kostenunterschieden zwischen verschiedenen Anlageformen große Bedeutung zu. In der vorliegenden Arbeit wurde das Kostenniveau von Rentenversicherungen und Investmentsparplänen, deren Guthaben bei Fälligkeit in eine...
Persistent link: https://www.econbiz.de/10013428381
We quantify the importance of precautionary labor supply using data from the German Socio- Economic Panel (SOEP) for 2001-2012. We estimate dynamic labor supply equations augmented with a measure of wage risk. Our results show that married men choose about 2.5% of their hours of work or one week...
Persistent link: https://www.econbiz.de/10011483095
, berufliche Umorientierung, Kinderbetreuung, Pflege, Erholung oder Freizeit. Derzeit können Sabbaticals in Deutschland nur im … kann. Dazu werden auf der einen Seite Probleme und Handlungsfelder in der bestehenden Regelungspraxis in Deutschland … möglichen Einführung eines Rechtsanspruchs in Deutschland zu erwarten sind und Anforderungen an dessen institutionelle …
Persistent link: https://www.econbiz.de/10011667258
Persistent link: https://www.econbiz.de/10011667287