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This paper builds a macro model with a financial sector and a housing market to understand the transmission and effects of macroprudential instruments addressing mortgage credit. The model compares the introduction of a loan-to-value ratio (LTV), a countercyclical capital buffer (CCyB)-style...
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In this empirical paper we analyze the link between homeownership across cohorts and the net wealth distribution. In … over cohorts on the distribution of net wealth we impose the homeownership pattern of the US on Germany and ask: What would …
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and homeownership. Using an instrumental variable strategy, we find a substantial positive impact of language skills on …
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