Showing 1 - 10 of 187
We study the role of household saving behaviour, of individual motives for saving and that of perceived liquidity constraints in 15 Euro Area countries. The empirical analysis is based on the Household Finance and Consumption Survey, a new harmonized data set collecting detailed information on...
Persistent link: https://www.econbiz.de/10010388544
In this paper, we study the relationship between intrahousehold bargaining styles, bar-gaining power and individual pension contributions and expected standard of living in retirement, using microdata from the German Panel on Household Finances (PHF) survey. The paper builds on a theoretical...
Persistent link: https://www.econbiz.de/10012697947
A number of studies show that there is a link between social comparison and high levels of household debt. However, the … the eff ects of social image concerns and peer information on consumption choices that can be financed through debt taking …
Persistent link: https://www.econbiz.de/10012139578
This paper studies how and why consumers respond to unexpected, transitory income shocks. In a randomized control trial, I elicit marginal propensities to consume (MPC) out of different hypothetical income shock scenarios, varying the payment mode, the shock size, and the source of income. The...
Persistent link: https://www.econbiz.de/10014320569
Since 2002 the German government seeks to stimulate private retirement savings by means of special allowances and tax exemptions - the so-called Riester scheme. We apply matching and panel regression techniques to assess the impact of the Riester scheme on households' propensities to save in a...
Persistent link: https://www.econbiz.de/10003952553
Smoking bans have been widely implemented, despite mixed evidence on their effectiveness in reducing firsthand smoking. This paper provides novel insights into the dynamic impacts of smoking bans in the context of a large developing country, Brazil, that had more than 18.6 million regular...
Persistent link: https://www.econbiz.de/10015271308
This paper provides non-parametric estimates of the relation between nutrient intake and age for Czechoslovak individuals, as a function of characteristics of both the individual and the household she lives in, on the basis of household purchases. Results show no significant difference between...
Persistent link: https://www.econbiz.de/10013428354
This paper examines whether biased income expectations due to overconfidence lead to higher levels of debt-taking. In a … back their consumption after feedback. However, at the end of the experiment they remain with higher debt levels, which …
Persistent link: https://www.econbiz.de/10012033567
This paper examines the effect of reduced self-control on debt-taking in a laboratory experiment. We manipulate self … that people with low self-control have more problems with the repayment of consumption debt, but this relationship is, in …
Persistent link: https://www.econbiz.de/10012500130
The COVID-19 pandemic has led to lifestyle changes across Europe with a likely impact on sleep quality. This investigation considers sleep quality in relation to the evolution of the COVID-19 pandemic in five European countries. Using panel regressions and keeping policy responses to COVID-19...
Persistent link: https://www.econbiz.de/10013382278