net wealth, income, age and housing status distributions for the euro area as a whole and for individual countries, and … document substantial heterogeneity across these dimensions. The median household in the euro area has a positive interest rate …

are significant differences regarding the marital status, the presence of at least one child in the household and whether … the household is located in a former West or East German federal state. Married couples and couples with children are …

We study the role of household saving behaviour, of individual motives for saving and that of perceived liquidity … constraints in 15 Euro Area countries. The empirical analysis is based on the Household Finance and Consumption Survey, a new … harmonized data set collecting detailed information on wealth holdings, consumption and income at the household level. Since the …

housing sector in times of high LTV ratios, which, through changes in mortgage lending and mortgage equity withdrawals (MEWs …House-purchasing decisions and the possibility of existing homeowners to tap into their housing equity depend … decisively on prevailing loan-to-value (LTV) ratios in mortgage markets with borrowing constrained households. Utilizing a smooth …

by age, education, wealth, sex and household composition. In aggregate, social assistance dominates unemployment …

pension contributions and expected standard of living in retirement, using microdata from the German Panel on Household … sharing. The empirical results suggest that household bargaining is significantly correlated with individual retirement … household resources amongst each other in retirement. Finally, our data indicate that intracouple information sharing and …

homeownership rates per household, homeownership rates per individual are very similar during the first part of the life cycle. To …Homeownership rates differ widely across European countries. We document that part of this variation is driven by … differences in the fraction of adults co-residing with their parents. Comparing Germany and Italy, we show that in contrast to …