We study the role of household saving behaviour, of individual motives for saving and that of perceived liquidity … constraints in 15 Euro Area countries. The empirical analysis is based on the Household Finance and Consumption Survey, a new … harmonized data set collecting detailed information on wealth holdings, consumption and income at the household level. Since the …

be regarded as "fair" we compare the equivalent incomes of eight different household types. Using the concepts of system … in the high income brackets tend to be privileged. The equity in the treatment of a household type is not only affected … by the amount but also by the distribution of income between the household members. Based on these results we can state a …

from the 2010 Household Finance and Consumption Survey (HFCS). We are particularly interested in the way in which specific …

Excessive household borrowing has been identified as an important determinant of financial crises. Borrower …-based instruments to be evaluated ex ante. The simulation is based on microdata from the German Panel on Household Finances (PHF) and is …-macro consistent simulation approach can be used to detect vulnerabilities in household balance sheets and perform an ex ante analysis …

document substantial heterogeneity across these dimensions. The median household in the euro area has a positive interest rate …