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Do robo-advisors make us better investors?
Back, Camila; Morana, Stefan; Spann, Martin - 2021
Investors increasingly can obtain assistance from "robo-advisors," artificial intelligence - enabled digitalized service agents imbued with anthropomorphic design elements that can communicate using natural language. The present article considers the impact of anthropomorphized robo-advisors on...
Persistent link: https://www.econbiz.de/10012500401
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Integration of the European Market for e-finance : evidence from online brokerage
Schüler, Martin - 2002
The internet revolution is said to foster integration of the market for financial services, since consumers are able to shop around at all companies worldwide and firms can easily offer their services on the internet at a minimum of distribution cost. However, the European market for online...
Persistent link: https://www.econbiz.de/10013428474
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Cybersecurity and financial stability
Anand, Kartik; Duley, Chanelle; Gai, Prasanna - 2022
Cyber attacks can impair banks operations and precipitate bank runs. When digital infrastructure is shared, banks … banks interacts with the ex post coordination frictions underpinning bank runs. While the temptation to free-ride induces … sensitive to rollover risk and bank heterogeneity. Regulatory measures, including negligence rules, liquidity regulation and …
Persistent link: https://www.econbiz.de/10013164708
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Privacy and data protection in India and Germany : a comparative analysis
Arora, Kim - 2020
This research report offers a comparative analysis of privacy and data protection in Germany and India. It compares the two regimes on four counts. First, it examines how the right to privacy and/or its allied rights have developed in the two countries historically. In this, it explores the...
Persistent link: https://www.econbiz.de/10012422200
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Privacy and platform competition
Dimakopoulos, Philipp; Sudaric, Slobodan - 2018
We analyze platform competition where user data is collected to improve adtargeting. Considering that users incur privacy costs, we show that the equilibrium level of data provision is distorted and can be inefficiently high or low: if overall competition is weak or if targeting benefits are...
Persistent link: https://www.econbiz.de/10011897071
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Regulatory compliance with limited enforceability : evidence from privacy policies
Ganglmair, Bernhard; Krämer, Julia; Gambato, Jacopo - 2024
The EU General Data Protection Regulation (GDPR) of 2018 introduced stringent transparency rules compelling firms to disclose, in accessible language, details of their data collection, processing, and use. The specifics of the disclosure requirement are objective, and its compliance is easily...
Persistent link: https://www.econbiz.de/10014504790
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The value of decentralization using the blockchain
Reuter, Marco - 2022
Although blockchain technology and cryptocurrencies have grown in popularity over the past years, there does not seem to be a consensus if they bring any value to economic interactions. In this paper, I argue that a fundamental value the blockchain provides is commitment. I develop a model of an...
Persistent link: https://www.econbiz.de/10013460355
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The current state of the Hungarian banking system
Kegels, Chantal - 1994
Persistent link: https://www.econbiz.de/10000893221
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The effect of merger and acquisition activity on the safety and soundness of a banking system
Paroush, Jacob - 1992
Persistent link: https://www.econbiz.de/10000856294