paper shows that financial regulation can be effective at mitigating this type of risk. Exploiting regulatory changes … financial institutions subject to stricter regulation. Following the easing of these regulations, overconfidence-induced risk …-taking increases again. These findings confirm the effectiveness of financial regulation at correcting overconfident behavior, but also …

What is the impact of a sudden and sizeable increase in bank capital requirements on the lending activity by directly … affected banks and by non-affected non-bank financial institutions (NBFIs)? To answer this question, we apply a difference … activities, in riskier and more competitive borrower segments, but NBFIs do not seem to rely on increased bank funding to finance …

bank profits, taxpayers, and consumers. …

' accounting and valuation methods, country-level regulation, and maturity structure. We argue that future research needs to …

CCyB, especially relative to countries where a bank regulator or the central bank has the authority to set the CCyB. While …

non-traded consumer goods in an uncertain productive environment, borrowing funds from a bank in either the home or the … risk of bank failure is partly borne by taxpayers in the banks' home countries. Moreover, each bank chooses the allocation … of its lending between domestic and foreign firms, while the bank's overall loan volume is fixed by a capital requirement …