and returns from maturity transformation. Banks price interest risk according to their individual exposure separately in … loan and deposit rates, but reduce these charges when they expect returns from maturity transformation. Second, using a … for earnings from bank-individual maturity transformation strategies, we find all banks to charge additional fees for …

for the first time. For other banks, the maturity gap is endogenous to the decision to use swaps, but the reverse … as the maturity gap being largely determined by customer liquidity needs, whereas the decision to use swaps relies on …

regional factors, the loans' maturity structure is found to drive the bank-wide loss rates in the credit portfolio. (ii) The … nationwide loss rate has the most impact, followed by the maturity structure and the industry composition. (iii) For nationwide … banks, this percentage is less than eight percent. -- Credit risk ; systematic risk ; maturity ; stress tests …

long-term assets are financed by short-term liabilities. Risk and return increase significantly with maturity gaps for both …-term gaps.With respect to different financial reporting standards,weaddress maturity transformation results froman earnings …

reason. -- Liquidity ; Asymmetric Information ; Debt maturity …

I provide new empirical evidence on the direct and indirect impact of services offshoring on local employment and wages …, using a unique dataset on firms in the UK for the period 2000-2015. Exploiting variation in firms' services offshoring … across labour markets, I show positive aggregate local labour employment and wage elasticity to services offshoring …

We analyze the performance of firms in the German business-related services sector. A quarterly business survey …