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Macro-scaled microcredit and constraints on household business development : evidence from northern Thailand
Archawa Paweenawat; Narapong Srivisal - 2021
Persistent link: https://www.econbiz.de/10012655433
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Complementing business training with access to finance : evidence from SMEs in Kenya
Ashraf, Anik; Lyons, Elizabeth - 2023
In this paper, we study the complementarity between business training and access to financial capital for small and medium enterprises (SMEs) in Kenya. All participants in a business training program are offered training. One-third of participants are offered loans immediately after training...
Persistent link: https://www.econbiz.de/10014496375
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Many a little makes a mickle : macro portfolio stress test for small and medium-sized German banks
Busch, Ramona; Koziol, Philipp; Mitrovic, Marc - 2015
We develop a macroeconomic portfolio stress test that is specifically geared towards small and medium-sized banks. We combine a credit risk stress test which simulates credit impairments via a CreditMetrics type multi-factor portfolio model with an income stress test in the form of dynamic panel...
Persistent link: https://www.econbiz.de/10011308474
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Evaluation of minimum capital requirements for bank loans to SMEs
Düllmann, Klaus; Koziol, Philipp - 2013
). Key contributions are the use of a unique data set of SME lending by over 400 German banks and relating systematic risk to … granted in Basel II for SMEs relative to large firms. For SME loans in the corporate portfolio of the Internal Ratings …-Based Approach and also for SME loans treated under the revised standardized approach of Basel II, our asset correlation estimates …
Persistent link: https://www.econbiz.de/10009751062
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Credit risk database : credit scoring models for THAI SMEs
Bhumjai Tangsawasdirat; Suranan Tanpoonkiat; Burasakorn … - 2021
Persistent link: https://www.econbiz.de/10012816969
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Basel III and SME bank finance in Germany
Marek, Philipp; Stein, Ingrid - 2022
This paper examines how Basel III capital reforms affected bank lending in Ger- many. We focus on the increase of minimum risk-based capital requirements and the introduction of the leverage ratio. The announcement of stricter risk-based capital regulation significantly affected low capitalized...
Persistent link: https://www.econbiz.de/10013399771
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Support for the SME supporting factor : multi-country empirical evidence on systematic risk factor for SME loans
Dietsch, Michel; Düllmann, Klaus; Fraisse, Henri; … - 2016
consistency of own funds requirements with the riskiness of SME. In both the French and the German sample, results suggest that … the relative differences between the capital requirements for large corporates and those for SME (in other words the … capital relief for SME) are lower in the Basel III framework than implied by empirically estimated asset correlations. Results …
Persistent link: https://www.econbiz.de/10011564456
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Rural transformation, inequality, and the origins of microfinance
Süße, Marvin; Wolf, Nikolaus - 2019
factors shaping the market entry of rural microfinance institutions across time and space. We provide empirical evidence for …
Persistent link: https://www.econbiz.de/10012138770
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Discussion sessions coupled with microfinancing may enhance the roles of women in household decision-making in Burundi
Iyengar, Radha; Ferrari, Giulia - 2010
Persistent link: https://www.econbiz.de/10008664093
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Are remittances a "catalyst" for financial access? : evidence from Mexican household data
Ambrosius, Christian - 2012
for urban households and are more important for microfinance institutions, than for traditional banks. -- Remittances … ; Mexico ; Financial Access ; Microfinance …
Persistent link: https://www.econbiz.de/10009526024