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This paper examines whether biased income expectations due to overconfidence lead to higher levels of debt-taking. In a … back their consumption after feedback. However, at the end of the experiment they remain with higher debt levels, which …
Persistent link: https://www.econbiz.de/10012033567
This paper examines the effect of reduced self-control on debt-taking in a laboratory experiment. We manipulate self … that people with low self-control have more problems with the repayment of consumption debt, but this relationship is, in …
Persistent link: https://www.econbiz.de/10012500130
We study management practices and performance in a representative sample of German municipalities, which provide the bulk of direct administrative services for citizens and firms in Germany. Surveyed municipalities differ substantially in their use of structured management practices, and this...
Persistent link: https://www.econbiz.de/10014479190
In this paper we examine how Finnish municipalities' expenditures depend on the share of citizens with foreign background out of the total population. Empirical analyses make use of Finnish panel data from 295 municipalities and 202 migrant nationalities for the period 1987- 2018. It turns out...
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Cities increasingly address climate change, e.g. by pledging city-level emission reduction targets. This is puzzling for the provision of a global public good: what are city governments' reasons for doing so, and do pledges actually translate into emission reductions? Empirical studies have...
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