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We measure the quality of applications for online peer-to-peer lending in Germany and relate it to gender discrimination. The data context allows summarizing application quality as a single numeric measure, the expected internal rate of return. The measure serves as a control variable and is...
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A number of studies show that there is a link between social comparison and high levels of household debt. However, the …
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. Our results show that household perceptions about past inflation drive their expectations about future inflation rates …
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Excessive household borrowing has been identified as an important determinant of financial crises. Borrower …-based instruments to be evaluated ex ante. The simulation is based on microdata from the German Panel on Household Finances (PHF) and is …-macro consistent simulation approach can be used to detect vulnerabilities in household balance sheets and perform an ex ante analysis …
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conceptually distinct measures of time inconsistency based on bank account transaction data and behavioral measurement experiments …
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