The US credit boom has been identified as one of the causes of the global financial crisis and the resulting debt … overhang is seen as the primary reason for the weak economic recovery. Most of the existing literature links the credit boom to … non-financial private sector had been originated by shadow banks. Consequently, dampening credit creation by the …

Using detailed data of all German banks, we find that banks which have suffered heavy credit losses reduce their … corporate lending business by 1.32 euro for each euro lost; with 95% confidence, the effect is between 0.85 and 1.80 euros. This … assumption of constant leverage. Weakly capitalized banks grant fewer new loans than other banks. We control for credit demand …

bonds at the expense of lending to the real sector. To quantify the effect of this distortion, we build a standard RBC model … policy makes the steady state lending spread on loans to firms decline, stimulating investment and output. Also, it … stabilises the lending spread, leading to a lower volatility of investment and output. …

investigates the role of NPLs for lending rates charged for newly granted loans in the euro area. More precisely, it looks for an … a higher stock of net NPLs is associated with higher lending rates, whereby there are indications that this relation … latter do not seem to constitute an important link between the stock of NPLs and lending behavior. Furthermore, NPLs do not …

We show that credit supply shocks have a strong impact on firm-level as well as aggregate investment by applying the … methodology developed by Amiti and Weinstein (2013) to a rich dataset of matched bank-firm loans in the Portuguese economy for the … growth rate of individual loans in our dataset is decomposed into bank, firm, industry and common shocks. Adverse bank shocks …

We analyze the impact of market liquidity on bank lending in the euro area for different segments over the period 2003 …, lending was reduced and we observe that banks requested higher credit spreads. Of particular importance is that market … liquidity has an asymmetric effect on bank lending: The negative impact of a reduction in liquidity is more significant than the …

lending can be explained by a shift in credit towards both export-intensive firms and small banks without foreign asset …This paper uses matched bank-firm-level data and the 2014 depreciation of the euro to show that exchange rate … depreciations lead to increased bank loan supply of large banks with significant net foreign asset exposure. This increase in …

-offs and write-downs, we examine the impact of loan portfolio sector concentration on credit risk. By controlling for common … risk factors, we separate the bank-specific selection and monitoring abilities from the composition of the loan portfolio …, on average, lower loan losses, (b) the loss rate of a given industry in a bank's loan portfolio is lower if the bank has …

rate risk and to credit risk are remunerated, that banks' try to stabilize the mid-term net interest margin with exposure … credit risk. …

minimum standard is unlikely to exhibit adverse consequences for credit supply and bank profitability. … strategies to become compliant. All strategies are growth strategies and none of them cuts lending. On average, banks would see …